Tips for Choosing the Top Credit Cards for Your Spending Habits
Tips for Choosing the Top Credit Cards for Your Spending Habits
Blog Article
How to Choose the Most Suitable Credit Cards for Your Spending Habits
Exploring the credit card rewards options can be overwhelming with so many selections available, each offering different rewards, incentives, and perks. We have streamlined the process to make it easier to start in less than 5 minutes, with perpetual monitoring so that you are always informed if there are better cards available for you.
**Evaluating Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- E-commerce
- Wireless transactions
- Food and beverage expenses
- Foreign Currency Spend
- General Spend
This information helps us better understand your spending patterns and determine the best set of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our automated tool compares your spending patterns with our repository of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We ensure our database is current of credit card offers from all key financial players in Singapore, including air miles and rebate options as well as Enrollment Offers.
We also offer options for further optimization such as only looking at cards from specific banks or cards with no required first-year annual fee.
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**Ongoing Updates and Suggestions**
Since credit card terms can change over time, our platform keeps track of its recommendations based on your usage patterns and informs you of changes needed in your card portfolio to maximize your rewards collection. This proactive method ensures you always have the optimal selection to gain the most advantages.
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